PDF Signature JRstudio Terms & Condition

TERMS OF SERVICE

Last Updated: July 28, 2026

These Terms of Service ("Terms") govern your access to and use of the mobile application, expense tracking features, digital tools, and related services (collectively, the "Service") provided by JRstudio ("Company", "we", "us", or "our"). By downloading, installing, accessing, or using the Service, you agree to be bound by these Terms and our Privacy Policy. If you do not agree to these Terms, please immediately discontinue use and uninstall the Service.

1. ACCEPTANCE AND ELIGIBILITY

• Acceptance of Legal Agreement: These Terms constitute a binding legal agreement between you and JRstudio regarding your access to and use of the Service.

• Age Requirement: You must be at least 13 years of age (or the legal age of digital consent under applicable law in your jurisdiction) to use the Service. If you are under 18 years of age, you represent that you have obtained parental or legal guardian consent to use the Service and agree to these Terms.

• Authority: If you accept these Terms on behalf of an entity, company, or organization, you represent and warrant that you have the full legal authority to bind such entity to these Terms.

2. SCOPE OF SERVICE AND DISCLAIMER OF FINANCIAL ADVICE

• Personal Utility Tool: The Service is provided solely as an administrative personal expense and budget tracking application designed for personal, non-commercial bookkeeping and informational purposes.

• No Financial or Legal Advice: The Service, including any calculations, financial visual summaries, reports, or automated insights generated by the application, does not constitute professional financial, tax, legal, investment, or accounting advice. You acknowledge and agree that you are solely responsible for evaluating your financial data, budgeting choices, tax compliance, and financial decisions.

• User Verification: You are solely responsible for verifying the accuracy, completeness, and suitability of any financial data manually entered, imported, or tracked through the Service.

3. MODIFICATIONS TO TERMS AND SERVICE

• Right to Amend Terms: We reserve the right, at our sole discretion, to modify, update, or replace these Terms at any time. Any changes will become effective immediately upon posting within the application or on our website.

• Notice and Continued Use: We will indicate the "Last Updated" date at the top of these Terms. Your continued downloading, accessing, or using of the Service following the posting of any revised Terms constitutes your explicit acceptance of such changes.

• Service Modifications: We reserve the right to temporarily or permanently modify, suspend, or discontinue any feature, functionality, or aspect of the Service at any time with or without prior notice.

4. PRIVACY AND DATA PROTECTION

• Privacy Policy Incorporation: Your access to and use of the Service is also subject to our Privacy Policy, which details how we collect, process, store, and safeguard your information.

• Local Storage and Data Integrity: The Service may store your expense logs, budget targets, and personal financial data locally on your device or via secure cloud backend endpoints where applicable. You acknowledge that you are responsible for maintaining backup copies of your local data and maintaining the security of your device.

5. USER ACCOUNTS AND CREDENTIAL SECURITY

• Account Registration: Certain features of the Service may require you to register an account or sign in through supported authentication providers. You agree to provide true, accurate, current, and complete account information.

• Security Obligations: You are entirely responsible for maintaining the strict confidentiality of your login credentials, passcodes, or authentication tokens, and for all activities, logs, or transactions that occur under your account.

• Unauthorized Access Notification: You agree to notify us immediately at mqadeer56@gmail.com upon discovering or suspecting any unauthorized access, security breach, or compromise of your account.

6. SUBSCRIPTIONS, IN-APP PURCHASES, AND BILLING

Free and Premium Tiers: The Service may offer standard free access as well as premium subscription tiers, unlocked features, or digital add-ons ("Subscriptions"). Details regarding features, pricing, and billing intervals are displayed prior to purchase.

App Store Payment Processing: All subscription billing, processing, payment management, and in-app purchases are executed through Google Play Store (or other authorized third-party app distribution platforms). You agree to abide by Google Play's applicable payment terms, policies, and conditions.

Automatic Renewal: Subscriptions automatically renew for recurring billing cycles (e.g., monthly or annually) unless you cancel your subscription at least 24 hours before the expiration of the current billing period via your Google Play Store account settings.

Refund Policy: Unless expressly required by applicable consumer protection law or Google Play Store policies, all fee payments, purchases, and subscription charges are non-refundable once billed.

Taxes and Fees: You are responsible for all applicable taxes, levies, bank charges, or duties associated with your purchases or subscriptions under these Terms.

7. PROPRIETARY RIGHTS AND LIMITED LICENSE

• Limited License Grant: Subject to your full compliance with these Terms, JRstudio grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable license to download, install, and use the Service on compatible personal mobile devices solely for your personal, non-commercial use.

• Intellectual Property Ownership: The Service, including its code, user interfaces, design assets, software architecture, branding, trademarks, logos, and proprietary algorithms, remains the exclusive property of JRstudio and its licensors. All rights not expressly granted herein are reserved.

• Usage Restrictions: You strictly agree that you shall not, directly or indirectly:

• Copy, modify, adapt, translate, or create derivative works of any portion of the Service;

• Reverse engineer, decompile, disassemble, decrypt, or attempt to extract source code from the Service;

• Rent, lease, lend, resell, sublicense, assign, or commercially distribute the Service or any part thereof;

• Remove, alter, or obscure any copyright, trademark, or proprietary rights notices displayed on or within the Service.

8. USER DATA AND CONTENT OWNERSHIP

Ownership of User Data: You retain full ownership and intellectual property rights in and to any financial logs, transaction records, custom categories, notes, or content ("User Data") that you record, input, or upload through the Service.

Limited Operational License: By entering User Data into the Service, you grant JRstudio a worldwide, royalty-free, non-exclusive license to process, host, format, and display such User Data solely for the operational purpose of delivering, optimizing, and supporting the Service for you.

User Data Responsibility: You represent and warrant that your User Data does not infringe upon any law, regulation, intellectual property rights, or third-party rights, and does not contain malicious code.

9. PROHIBITED CONDUCT AND USER RESTRICTIONS

Lawful Use Requirement: You agree to use the Service strictly for lawful personal budgeting purposes and in compliance with all applicable local, national, and international laws.

Prohibited Actions: You shall not engage in any of the following restricted activities:

• Using the Service for any fraudulent, unlawful, deceptive, or unauthorized purpose;

• Interfering with, disrupting, circumventing, or compromising the integrity, performance, or security of the Service or its backend servers;

• Attempting to gain unauthorized access to other user accounts, computing systems, or networks connected to the Service;

• Using automated tools, bots, scrapers, or crawlers to extract data or access the Service without explicit permission;

• Uploading, transmitting, or distributing viruses, malware, trojans, or destructive computer code.

10. THIRD-PARTY SERVICES AND INTEGRATIONS

Third-Party Integration: The Service may integrate with, utilize, or contain links to third-party services, software development kits (SDKs), advertising networks, cloud storage providers, or payment gateways (including Google Play Services).

No Third-Party Responsibility: JRstudio does not control, endorse, or assume responsibility for any third-party websites, software, terms, or privacy practices. Your interactions with third-party providers are governed exclusively by their respective terms and policies.

11. DISCLAIMER OF WARRANTIES

AS-IS Provision: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS, WITH ALL FAULTS AND WITHOUT WARRANTY OF ANY KIND.

Disclaimer: JRstudio EXPRESSLY DISCLAIMS ALL WARRANTIES, EXPRESS, IMPLIED, STATUTORY, OR OTHERWISE, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, QUIET ENJOYMENT, ACCURACY, DATA RELIABILITY, AND NON-INFRINGEMENT.

No Guarantee of Continuity: WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE, ACCURATE, ERROR-FREE, FREE OF VIRUSES OR HARMFUL COMPONENTS, OR THAT ANY DEFECTS WILL BE CORRECTED.

12. LIMITATION OF LIABILITY

Exclusion of Indirect Damages: TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL APPLICATIONS Arenagarage, ITS AFFILIATES, DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, PUNITIVE, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, REVENUE, SAVINGS, GOODWILL, DATA, FINANCIAL LOSSES, OR COMPUTER FAILURE, ARISING OUT OF OR IN CONNECTION WITH YOUR ACCESS TO OR INABILITY TO USE THE SERVICE.

Aggregate Liability Cap: IN NO EVENT SHALL THE TOTAL AGGREGATE LIABILITY OF JRstudio ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE EXCEED THE TOTAL AMOUNT ACTUALLY PAID BY YOU TO US FOR THE SERVICE DURING THE TWELVE (12) MONTH PERIOD PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR FIFTY UNITED STATES DOLLARS (US $50.00), WHICHEVER IS GREATER.

13. INDEMNIFICATION

Indemnification Obligation: You agree to defend, indemnify, and hold harmless JRstudio, its officers, directors, employees, contractors, agents, and affiliates from and against any claims, liabilities, damages, losses, costs, liabilities, and expenses (including reasonable attorneys' fees) arising out of or related to:

• Your access to or use of the Service;

• Your User Data or financial information submitted to the Service;

• Your violation of any provision of these Terms;

• Your violation of any third-party right, including intellectual property or privacy rights, or any applicable law.

14. SUSPENSION AND TERMINATION

Termination by Company: We reserve the right, without prior notice or liability, to suspend, disable, or terminate your access to or account with the Service immediately if we determine that you have violated these Terms, engaged in unlawful behavior, or presented a security risk.

Termination by User: You may terminate your legal agreement under these Terms at any time by ceasing all use of the Service, uninstalling the application, and canceling any active subscriptions via Google Play Store.

Survival of Provisions: Upon termination, all rights and licenses granted to you shall immediately cease. Provisions which by their nature should survive termination shall survive, including ownership, disclaimers, limitations of liability, and indemnification.

15. GOVERNING LAW AND DISPUTE RESOLUTION

Governing Law: These Terms shall be governed by, construed, and enforced in accordance with the laws of the jurisdiction in which Applications Arenagarage operates, without regard to its conflict of law principles.

Informal Negotiation: In the event of any dispute, claim, or controversy arising out of or relating to these Terms or the Service, the parties shall first attempt in good faith to resolve the dispute informally by contacting mqadeer56@gmail.com.

16. MISCELLANEOUS AND CONTACT INFORMATION

Severability: If any provision of these Terms is held to be invalid, illegal, or unenforceable, that provision shall be enforced to the maximum extent permissible, and the remaining provisions shall remain in full force and effect.

Entire Agreement: These Terms, together with our Privacy Policy and any official store policies, constitute the entire legal agreement between you and Applications Arenagarage regarding the Service.

No Waiver: No failure or delay by JRstudio in exercising any right under these Terms shall operate as a waiver of such right.

Contact Us: If you have any questions, feedback, or notices regarding these Terms of Service, please contact us at:

• Entity / Developer Name: JRstudio

• Official Support Email: hamzajilani45@gamil.com